An SME Loan is a financial product designed specifically for Small and Medium Enterprises (SMEs). It provides businesses with capital to support growth, manage cash flow, invest in equipment, or cover other business-related expenses. These loans are often tailored to meet the unique needs of SMEs, offering flexible terms and competitive rates.

SMEs may require business loans for a variety of reasons, including:

• Expansion: To open new locations, hire additional staff, or increase production capacity.
• Working Capital: To manage cash flow, especially during seasonal fluctuations.
• Equipment Purchase: To invest in machinery, technology, or other tools to enhance productivity.
• Operational Costs: To cover day-to-day expenses such as rent, utilities, and salaries.

Malaysian Citizens age 21 to 60 years and operating SME business.

• Sole Proprietor
• Partnership
• Limited Liability Partnership
• Private Limited Company

• A valid commercial SSM registration certificate is required. Whether you are a startup or a small to medium-sized enterprise, we offer substantial loans of up to RM500,000 with competitive interest rates. Our application process is faster and more convenient compared to traditional banks.

Loan amounts can range from RM30,000 to RM500,000. The specific amount will depend on factors such as business revenue, credit history, and the purpose of the loan.

The loan repayment term varies based on the lending institution’s terms and the business’s needs. Typically, SME Loans offer repayment periods ranging from 6 months to 5 years. Longer tenures may result in lower monthly payments but higher total interest costs, while shorter tenures reduce total interest but require larger monthly payments.

To apply for an SME Loan with us, follow these steps:

1. Get Contact
   Get connected with us and choose loan amount.
2. Provide Document
   Complete the application form. It will only take a few minutes. We will review your application within 2-3 working days.
3. Approved Loan
   After your loan has been approved, simply e-sign the contract.
4. Get Your Money
   Receive the funds in your business bank account within 24 hours of approval.